Milan Prastalo
$a month
Budget from your net income, never your gross. Net is what actually lands in your bank account.
What you spend each month
$
$
$
$
$
$
$
$
$
$
$
The numbers above are only an example. Type your own. For bills that come once a year, divide by 12.
You save each month
-- of your take-home pay
$0total spending a month
$010% of your take-home pay
$090% to live on
What's left after spending is counted as savings. 10% is the floor, not the goal. If you can save more, save more.